What percentage of my earnings will I receive?

The percentage varies by country: UK (90% for first 6 weeks, then lower rate), France (100%), Germany (100%), Canada (55%), Ireland (80%), Spain (100%), Italy (80%). Some countries use fixed rates instead of percentages.

How are fixed rates applied?

Fixed rates are applied when your percentage-based calculation would be lower, or as the standard rate after an initial higher percentage period. For example, in the UK, after 6 weeks at 90%, you receive £172.48/week or 90% (whichever is lower) for the remaining 33 weeks.

How is total maternity pay calculated?

Total maternity pay is calculated by multiplying your weekly pay amount by the number of paid weeks. If your pay rate changes during your leave (e.g., UK: 90% for 6 weeks, then lower rate), calculate each period separately and add them together.

Are bonuses and overtime included in average earnings?

Inclusion of bonuses and overtime varies by country. In the UK, regular bonuses and overtime are typically included in average earnings calculations. Check your country's specific rules for what counts as earnings.

How do I account for part-time work?

Part-time work is typically included in average earnings calculations. Your average weekly earnings are calculated from your actual earnings during the qualifying period, regardless of whether you worked full-time or part-time.

What percentage of my earnings will I receive?

The percentage varies by country: UK (90% for first 6 weeks, then lower rate), France (100%), Germany (100%), Canada (55%), Ireland (80%), Spain (100%), Italy (80%). Some countries use fixed rates instead of percentages.

How are fixed rates applied?

Fixed rates are applied when your percentage-based calculation would be lower, or as the standard rate after an initial higher percentage period. For example, in the UK, after 6 weeks at 90%, you receive £172.48/week or 90% (whichever is lower) for the remaining 33 weeks.

How is total maternity pay calculated?

Total maternity pay is calculated by multiplying your weekly pay amount by the number of paid weeks. If your pay rate changes during your leave (e.g., UK: 90% for 6 weeks, then lower rate), calculate each period separately and add them together.

Are bonuses and overtime included in average earnings?

Inclusion of bonuses and overtime varies by country. In the UK, regular bonuses and overtime are typically included in average earnings calculations. Check your country's specific rules for what counts as earnings.

How do I account for part-time work?

Part-time work is typically included in average earnings calculations. Your average weekly earnings are calculated from your actual earnings during the qualifying period, regardless of whether you worked full-time or part-time.

How Maternity Pay is Calculated - Step-by-Step Guide

Q: How do I calculate my average weekly earnings?

Average weekly earnings are calculated from a specific period before your leave starts. In the UK, it's the 8 weeks (or 2 months) before the qualifying week. Add up your earnings for this period and divide by 8 (or the number of weeks/months). Each country has its own calculation method.

Q: What if my calculated pay exceeds the maximum cap?

If your calculated pay exceeds the maximum cap, you'll receive the capped amount. For example, in Canada, even if 55% of your earnings exceeds $650/week, you'll receive the maximum $650/week. The cap ensures the system remains sustainable.

Learn how maternity pay is calculated in different countries. Step-by-step guide to understanding percentage-based pay, fixed rates, caps, and average earnings calculations.

Step 1: Determine Your Average Weekly Earnings

The first step in calculating maternity pay is determining your average weekly earnings. This is typically calculated from a specific period before your leave starts. In the UK, it's the 8 weeks (or 2 months) before the qualifying week. Add up your earnings for this period and divide by the number of weeks to get your average.

Step 2: Apply the Pay Percentage or Fixed Rate

Once you have your average weekly earnings, apply your country's pay structure. Some countries pay a percentage (e.g., 90% in UK for first 6 weeks, 55% in Canada), while others use fixed rates (e.g., £172.48/week in UK after 6 weeks). Some countries use a combination approach.

Step 3: Apply Maximum Pay Caps

Most countries cap maternity pay at a maximum weekly amount. If your calculated pay exceeds the cap, you'll receive the capped amount. For example, in Canada, even if 55% of your earnings exceeds $650/week, you'll receive the maximum $650/week.

Step 4: Calculate Total Pay

Multiply your weekly pay amount by the number of paid weeks to get your total maternity pay. For example, if you receive £450/week for 6 weeks and £172.48/week for 33 weeks, your total would be (450 × 6) + (172.48 × 33) = £7,191.84.

Different Calculation Methods by Country

Countries use different calculation methods: UK (90% for 6 weeks, then £172.48/week or 90% if lower for 33 weeks), Canada (55% of earnings up to $650/week for 15 weeks), France (100% of salary for 16 weeks), Germany (100% of salary for 14 weeks), Australia (fixed $882.75/fortnight for 18 weeks).

Understanding Tax Deductions

Maternity pay is typically subject to income tax and national insurance/social security contributions, just like regular salary. The amount shown in calculators is usually before tax deductions. Your actual take-home pay will be lower after tax deductions.