Tennessee Paycheck Calculator

Calculate your estimated take-home pay in Tennessee. Get accurate estimates of federal taxes, FICA (Social Security and Medicare), and deductions.

$

Your gross pay before taxes and deductions

How often you receive your paycheck

Your federal tax filing status

Select your state for state income tax calculation

$

Pre-tax deductions per pay period (e.g., 401(k), health insurance, HSA)

$

Post-tax deductions per pay period (e.g., Roth 401(k), union dues)

$

Additional federal tax withholding per pay period

Understanding Paychecks in Tennessee

State Income Tax

Tennessee does not have a state income tax, so your paycheck will only be subject to federal income tax and FICA taxes (Social Security and Medicare). This can result in a higher take-home pay compared to states with income tax.

Typical Paycheck Structure

Paychecks in Tennessee typically include:

  • Gross Pay: Your total earnings before any deductions
  • Pre-Tax Deductions: Contributions to 401(k), health insurance, HSA, and other pre-tax benefits
  • Taxable Income: Gross pay minus pre-tax deductions
  • Federal Income Tax: Calculated based on your filing status and federal tax brackets
  • FICA Taxes: Social Security (6.2%) and Medicare (1.45%, plus 0.9% additional for high earners)
  • Post-Tax Deductions: Roth 401(k), union dues, and other post-tax deductions
  • Net Pay: Your take-home pay after all taxes and deductions

Pay Frequency

Pay frequency in Tennessee varies by employer. Common schedules include:

  • Bi-weekly: Every two weeks (26 pay periods per year) - most common
  • Semi-monthly: Twice per month (24 pay periods per year)
  • Monthly: Once per month (12 pay periods per year)
  • Weekly: Every week (52 pay periods per year) - common for hourly workers

Example Calculation

For example, if you earn $5,000 bi-weekly in Tennessee:

  • Annual gross pay: $130,000
  • After standard deduction and pre-tax deductions: taxable income calculated
  • Federal tax: calculated based on your filing status
  • FICA: Social Security and Medicare taxes
  • Net pay: your take-home amount

Disclaimer: This information is for general guidance only and should not be considered tax, legal, or financial advice. Actual paychecks may vary based on your specific circumstances, local taxes, employer policies, and other factors. Always consult with a tax professional or your HR department for accurate information about your paycheck.

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